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Agri super-app · KrishiMotto platform

Empowered to Aspire

Turn a harvest into
verifiable, financeable stock.

KrishiMotto is a one-stop app where a farmer maps their land, books science-backed farm services, and stores their harvest in a licensed warehouse — where it becomes a QR-anchored, on-chain warehouse receipt they can pledge for credit, proven in real time by IoT sensors.

What KrishiMotto is

A solution for providing crop cycle management advisory and DECENTRALIZED warehouse receipt financing for farmers, using an integration of blockchain, IoT and mobile payment solutions.

QR trust-deed receipts Sepolia smart contracts IoT (BME680) telemetry Multilingual AI
See the app Download krishimotto.com
The story

The grain was always worth more than the day it was cut.

Every harvest in India runs into the same piece of arithmetic. KrishiMotto was built to change one number in it.

Chapter one · The harvest

The price is lowest on the day you have the most

In Khorda, the Kharif paddy comes in all at once. So does everyone else's. The mandi knows it, the trader knows it, and the price knows it — it falls exactly when the farmer's yard is fullest.

A farmer could wait three months and earn considerably more. But waiting costs money he does not have: the next sowing, a school fee, an old loan, a wedding. So he sells at the bottom, every year, and calls it the way things are.

Chapter two · The gap

His wealth was real. It just couldn't speak.

He is not poor on the day he sells — he is sitting on tonnes of paddy. He is only illiquid. And a lender, quite reasonably, will not lend against a heap of grain in a shed he cannot see, weighed on a scale he does not trust, that might be sold twice or quietly disappear.

The grain was never the problem. The problem was that nothing could vouch for it.

Chapter three · The map

It begins by walking the boundary

So we started where the farmer starts. He opens the app in Odia, taps his way around the edge of his own field, and 79.23 acres in Khorda become a shape the system understands.

From that shape everything else follows: a 153-day crop calendar drafted for his paddy and checked by an agri-expert, a drone spray priced to his actual area, a multispectral look at the crop, a hyperspectral read of the soil. The field is no longer a story he tells. It is a record.

Chapter four · The sack learns to speak

Weighed once, provable forever

The harvest goes to a licensed warehouse instead of straight to the trader. Someone weighs it — and the weighed figure, not the hopeful one, is what counts. A QR trust-deed is printed and pasted onto the bags, and a digitised receipt is anchored on-chain with a hash anyone can check.

That is the quiet turning point of the whole thing. The sack in the shed and the record in the ledger are now the same object. Scan the bag, see the receipt.

Chapter five · The ask

A sensor that never sleeps, and a human who decides

In bay B-12 a small sensor reports temperature, humidity, pressure and gas, hour after hour, onto the receipt itself. The collateral stops being a claim and becomes a live feed.

Now the farmer can ask. He completes his KYC, pledges the receipt, and a loan agent at the cooperative checks his identity, his bank details and the collateral — and then a person decides. Not an algorithm, not a guess. Approval writes a disbursement on-chain; rejection closes the file honestly.

The farmer never needed charity. He needed his own harvest to be believable.

— why KrishiMotto exists

And that is the whole change. Not a bigger yield, not a better price promised by someone else — just the freedom to choose the day he sells, because his grain can finally vouch for itself.

Empowered to Aspire.

4
Purpose-built surfaces — farmer, admin, warehouse, lender
8
On-demand services, from crop calendar to on-chain credit
5
Languages — Hindi, Odia, Telugu, Tamil and English
3
Independent proofs on every single receipt
The concept

One app for the farmer.
A trust layer for everyone else.

The journey runs in four beats. Each one leaves behind a piece of verifiable proof, so that by the time a farmer asks for credit, the collateral has already told its own story.

01

Grow

Map land, then book AI-assisted, multilingual services — crop calendars, drone spray, multispectral & hyperspectral health scans, expert visits.

02

Store

Harvest goes to a licensed warehouse. On intake, a QR trust-deed and an on-chain receipt digitise the exact stock that was weighed in.

03

Prove

A BME680 IoT device in the storage bay streams temperature, humidity, pressure and gas — continuously proving the collateral is real and intact.

04

Finance

The farmer pledges the receipt; a lender verifies KYC and the live collateral on-chain, then disburses or rejects — a decision, never an assumption.

The system

Four surfaces, one backend, one ledger

Every actor gets a purpose-built surface. All four speak to one Krishiaadhar backend — Node.js, Express, MongoDB — over a role-scoped REST API, and share the same on-chain trust layer.

Farmer App

ANDROID · FARMER & AGRI-EXPERT

The farmer's window to everything: onboard, map land, book services, store crop and raise credit — in their own language.

  • GPS field mapping & AI advisory
  • Eight on-demand services
  • Digital receipts & on-chain credit

Admin Portal

WEB · PLATFORM OPERATOR

The operator's console. It configures the app itself, verifies identities, and provisions the warehouses and lenders the network runs on.

  • Service catalog & expert KYC
  • Warehouse & lender onboarding
  • Smart-contract & IoT oversight

Warehouse Portal

WEB · WAREHOUSE MANAGER

Where produce becomes provable collateral. Staff weigh intake, mint the trust-deed QR and on-chain receipt, and watch the bay live.

  • Intake queue & weigh-in
  • Trust-deed QR generation
  • Live per-bin IoT sensors

Lender Portal

WEB · LENDER ADMIN & AGENTS

A two-tier workspace. A lender admin manages loan agents, who verify KYC and collateral against the live receipt — then decide.

  • Application & collateral review
  • KYC + bank + trust-deed checks
  • Approve / disburse or reject
Inside the app

The whole journey, in the farmer's hand

From onboarding to on-chain credit — real screens from the KrishiMotto Android app. Hover to pause.

Farmer app home dashboardHome dashboard
Mapped land parcelsMy land
Crop calendar scheduleCrop calendar
Instamoney QR paymentQR payment
Digital receiptsDigital receipts
Crop tracker live IoTCrop tracker
PPACS credit applicationPPACS credit
KrishiAI assistantKrishiAI

Multilingual by design — the entire UI switches language on the fly across Hindi, Odia, Telugu, Tamil and English.

Get the app

KrishiMotto is coming to your phone

The farmer app is in final testing. It will be available on Google Play and the App Store — we'll publish the links here the moment it goes live.

Coming soon onGoogle Play Coming soon onApp Store

Links will be activated at launch.

The core loop

From stored grain to a disbursed loan

A single farmer action ripples across all four surfaces, the payment rail, the IoT device and the blockchain. This is the journey the whole platform exists to enable.

1

Store & pay

Farmer requests storage and pays the per-kg fee by Instamoney QR.

2

Intake + QR deed

Warehouse weighs the produce and prints a trust-deed QR onto the bags.

3

On-chain receipt

A digitised receipt (KAC-…) is anchored on the Sepolia ledger.

4

IoT proof

A BME680 sensor streams live conditions straight onto the receipt.

5

KYC + pledge

Farmer completes KYC and pledges the receipt as on-chain collateral.

6

Verify & decide

A loan agent verifies KYC and collateral, then disburses or rejects.

Admin oversight throughout. The platform provisioned the warehouse and lender, and sees every booking, receipt, sensor reading, collateral pledge and disbursement — each carrying its own blockchain transaction hash for audit.

How data flows

One modular backend serves them all

Client surfaces call a single role-scoped REST API. Behind it, the backend orchestrates persistence, payments, KYC, the blockchain relayer, IoT ingest and AI.

Client surfaces
Farmer App
Admin Portal
Warehouse Portal
Lender Portal
Krishiaadhar REST API/farmer · /warehouse · /lender · /admin · /payments · /ai · /webhook
Backend services & external rails
MongoDBfarmers · land · bookings · receipts
InstamoneyQR / UPI payments
e-KYCidentity verification
Blockchainethers.js → Sepolia
IoT ingestPOST /webhook · BME680
KrishiMotto AIadvice · diagnosis

Gasless simulation on the Sepolia test-net today — the same relayer can point at a production EVM chain without changing app logic.

Inside the farmer app

Eight on-demand services

The home grid is rendered live from the admin's service catalog — titles, icons and service details all come from the backend, and every booking is field-aware.

Crop Calendar

AI-drafted schedule

An auto-drafted 153-day schedule of five field activities, ready for an expert to review.

Drone Spray

aerial application

Field-aware aerial spraying matched to your mapped area, with crop type and preferred date.

Crop Health

multispectral

Multispectral crop-health mapping with an optional technician visit and sampling.

Soil Health

hyperspectral

Hyperspectral soil scanning for nutrient insights and tailored fertiliser advice.

Expert Visit

on-site agronomy

Book an agri-expert for diagnosis, advisory or inspection, with context captured up-front.

PPACS Credit

on-chain collateral

Pledge a stored-produce receipt as collateral and apply for cooperative credit.

Crop Storage

licensed warehouse

Reserve space at a licensed warehouse; valuation payout follows intake verification.

Crop Tracker

live IoT

Watch live storage conditions for opted-in harvests — verified and anchored.

Why it can be trusted

Three independent proofs on every receipt

Warehouse-receipt finance lives or dies on trust in the collateral. KrishiMotto layers three tamper-evident proofs, so a lender never takes the stock on faith.

QR trust-deed

A physical QR pasted onto the storage bags resolves to a public receipt page — binding the real sack to its digital twin.

On-chain receipt

The receipt, collateral pledge, disbursement and KYC are anchored on an EVM chain (Sepolia), each with a transaction hash.

IoT telemetry

A BME680 device streams temperature, humidity, pressure and gas over a webhook — continuously proving the stock exists and is intact.

Smart contract · digitised receipt

Warehouse Trust Deed

ReceiptKAC-2026-273741
Stored5 kg · free to pledge
Anchor hash0xa4f0c41c…baed43
Networksepolia
Live binB-12 · 27°C · 68.7%
Scan resolves to the public receipt…/v/r/c8emji

…and a human decision gate. Before any money moves, the farmer must complete e-KYC, and a lender agent independently verifies identity, bank details and the live collateral. Approval writes an on-chain disbursement record; rejection closes the request. Credit is proven, then decided — never automatic.

Under the hood

A pragmatic, production-oriented stack

One backend and one API power four surfaces, with the blockchain relayer, IoT ingest, KYC and payments as pluggable rails.

Client
  • Android farmer app
  • React web consoles
  • Multilingual UI
Backend
  • Node.js · Express
  • MongoDB
  • Role-scoped REST API
Trust & data
  • ethers.js · Sepolia
  • QR trust-deeds
  • IoT webhook · BME680
Services
  • Instamoney (QR/UPI)
  • e-KYC
  • KrishiMotto AI
Empowered to Aspire

A working, end-to-end agri-fintech rail.

One app grows, stores and finances a farmer's harvest. One receipt — QR-anchored, on-chain and IoT-verified — turns that harvest into a tamper-evident, financeable asset. Four surfaces interoperate over one backend and one ledger.

krishimotto.com
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